JanMitram needs financial supports to carry out operations according to its vision and mission, meeting honorarium of social workers and other expenses. Though our operations are supported by a number of government and agencies, they support only those interventions that have place in there own agenda.

Donations to JanMitram are exempted under section 80 G of income tax act. You shall be getting 50% of donation amount deducted from your taxable income of assessment year.

Donations are utilized for meeting non recurring expenses of programme those are not supported by any of other institutions. If you feel any of issue comes close to your heart , you are free to specify the purpose of donation.

Name of the donor can be displayed on the separate section of website on donor’s willingness. You can also upload your photograph over there. You may ask for audited statement of the expenses made on your donations, but after completion of financial year. Those want to personally attend the programme are welcomed.

Janmitram supports women SHGs and small entrepreneurs with training and financial linkages. Returnable grants from your side shall be forwarded to these trainees and small entrepreneurs to start or scale-up there business and step out of poverty circle. Over a period of time, they become able to return the financial support which Janmitram gives to back to you.

RGs are taken not less then Rs 50,000 (Fifty thousand only) or $ 1000, and period of repayment should not be less then one year. However, the size of grant and the repayment period should be negotiated before making RG.

Kindly note that RGs are not eligible for any tax benefit.

Under livelihood enhancement programme, Janmitram has promoted many informal associations of SHGs and Artisans. There is also a section 25 (Not for Profit) Company- Raigarh Integrated shellac association. These associations provide technology up-gradation, market, infrastructural and other support to its members. Normally they utilize there corpus or bank loans to meet there needs.

You can provide support to these groups through Janmitram. The lone amount should not be less then Rs 300000 (Rs three Lakhs Only) or $ 5000. The period of the lone should not is less then 3 years. You can specify your desired repayment schedule. The Rate of interest is equal to saving bank account interest given by commercial banks = 3.5% PA.

Remember that we are not NBFC and these soft loans shall not be deemed as deposits. It is a charity of your will, where you sacrifice opportunity cost of your money if it has been invested on other profitable purpose. You will not be eligible to get any tax benefit either.